Want to invest in a cryptocurrency that might actually be useful? Look no further than Cardano (CRYPTO:ADA) and Ripple (CRYPTO:XRP). While blockchain technology is still far from the mainstream, these networks will help encourage its adoption with their potential use cases in decentralized application development and cross-border payments. Let’s dig deeper. 

1. Cardano

Up over 1,000% year to date to a market cap of $67 billion, Cardano’s ADA token is the sixth-largest cryptocurrency on earth. And while the asset has already enjoyed a great run in 2021, it looks poised for continued growth as developers expand the potential of its programmable blockchain.

Image representing a Cardano coin .

Image source: Getty Images.

Unlike Bitcoin, which is designed to function as a store of value and medium of exchange, Cardano allows users to create complex decentralized applications (DApps) on its network. DApps are self-executing programs that allow users to interact on the blockchain without a centralized intermediary. And they include decentralized cryptocurrency exchanges and digital art markets

The jury is still out on whether DApps outperform their centralized counterparts (it’s largely a matter of preference and privacy concerns). But they